Junior Loans for Smaller Businesses

IntraFi​SM Local Credit is a private credit solution designed to help banks meet the borrowing needs of their commercial customers. 

White Label Approach

Our lending-as-a-service offering helps banks build and sustain customer relationships .

Technology-DRIVEN Platform

Our streamlined cloud lending solution simplifies loan origination and monitoring.

Cash Flow Underwriting

We emphasize a company’s cash flow generation, rather than formulaic asset-based metrics.


Our team has 75+ years of experience across hundreds of direct loans and investments.

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© 2021 ILC Fund Advisors, LLC.  All rights reserved.
IntraFi Local Credit loans are originated by a lender managed by ILC Fund Advisors, LLC (“ILC”) and are subject to the terms and conditions in definitive agreements to be entered into between a borrower and the lender. All product offerings, services, terms and conditions are subject to change without notice. Not all products and services are available in all geographic areas. This is not a commitment to lend or a guarantee of financing. All loans are subject to receipt of a complete application, credit approval, and other conditions. Products offered are not consumer loans. Terms and process are illustrative only, may not be indicative of the terms or process that may actually result, and are subject to change at any time. Loans may be subject to commitment and other fees, as applicable. IntraFi and the IntraFi logo are service marks of IntraFi Network LLC and are used by ILC pursuant to a license.